Often confused with "financially responsible" by stupid materialistic people who are extremely irresponsible with money, are likely in shitloads of debt, and have rich parents to sponge off of.
Examples of Cheap Asses:
Washing and re-using things such as paper towels,
glad bags, trash bags, disposable razors, other disposables etc.....
Buying a beat up $400 clunker and driving it for 20+ years
Buying that wimpy
single-ply butthole scraping dingleberry making sand paper, because it cost a whole dollar less than normal TP.
Stealing all the napkins, sporks, and ketchup packets from a fast food restaurant to take home.
Using the same tea bag/coffee filter for months at a time.
Showing up to a BYOB party with a 4 pack of steel reserve (or some other foul ass cheap beer typically consumed by alcoholics), bumming the good beers from friends all night, and leaving with said
4-pack.
Constantly "forgetting" wallet to get out of paying restaurant bills when eating out with friends.
Not
tipping the waitress, even though the service and meal was satisfactory.
Example:
Moron: "Why can't you borrow me $5200 so I can pay off my credit card bills and support my gambling addiction? You're such a
cheap ass!"
Financially responsible "cheap ass": "I won't borrow you any of my hard earned money because you'll probably end up blowing it some stupid
useless shit you saw on TV, like a designer anal massager, instead of putting it towards your credit card bill anyway. Since you're unable to pay your bill, how can I trust that you'll even pay me back? Can't you get your daddy to
pay it off, since he's loaded?"
Moron: "Nope, my cheap ass daddy finally got tired of my bullshit and cut me off."
Financially responsible "cheap ass": *palms forehead*